Mortgages

Founded in 1989, HomeServices Lending is dedicated to assisting its clientele in achieving their long term financial objectives by providing traditional, yet unsurpassed mortgage services tailored to meet each client's individual needs. As both a Mortgage Banker and Mortgage Broker, HomeServices Lending has the ability to provide a loan for just about every borrower, even those with less than perfect credit. When you choose HomeServices Lending, you have made a decision to work with a highly trained professional team and our commitment to you will be one of integrity, reliability, and satisfaction.

First Capital is a division of HomeServices Lending, and specializes in serving the needs of its realtors® and clientele throughout San Diego, Riverside, Orange and Contra Costa counties.

When you call me at HomeServices Lending, you can be assured that your financing options will be greatly expanded even as the process is greatly simplified. With one application, you have access to over 75 wholesale lenders. That means one-stop shopping for every loan term in the market for first and second trust deeds. You’ll be able to choose from all the familiar names, such as Citimortgage, Chase Manhattan Bank, Bank of America, and Countrywide, as well as numerous other lenders and investors who sell mortgages only on the secondary market. Your application with HomeServices Lending allows you to shop the entire mortgage market for the loan that precisely fits your needs. HomeServices Lending is licensed in numerous states. Our mortgage capabilities are not limited to California.

Whether this is the first, second, fifth or last mortgage you originate, we want all of your financial needs to be met with our services. We will coordinate all the necessary documentation to process your loan, such as appraisal reports, credit report and credit supplements, and all escrow and title documentation. Our experienced underwriting staff prepares your loan package to meet the lender’s underwriting criteria so that your loan is approved with ease. Of course you will be fully informed during the loan process and will have open communication with me and my staff at all times.

Structuring your mortgage to meet your wealth management strategy is our specialty. We want your loan approved and closed quickly so that you can enjoy your new home or the benefits of your refinance.

Whatever your mortgage needs, I can help you. Just give me a call at 310-689-1152.